Contact Us:  (912) 355-1311
Email: ​[email protected] 
A. J. & C. Garfunkel
  • Home
  • Quotes
    • Business >
      • Business Owners Package (BOP) Insurance Quote
      • Business Insurance Quote
      • Workers Compensation Quote
      • Umbrella Insurance Quote
      • Flood Insurance Quote
      • Group Health & Employee Benefits Quote
      • Landlords Insurance Quote
      • Insurance Bond Quote
      • Event Insurance Quote
    • Personal >
      • Auto Insurance Quote
      • Home Insurance Quote
      • Flood Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Condo Insurance Quote
      • Event Insurance Quote
      • Motorcycle Quote
      • Renters Insurance Quote
      • RV Insurance Quote
      • Umbrella Insurance Quote
      • Wedding Insurance Quote
      • Life & Health Quotes >
        • Life Insurance Quote
        • Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Disability Insurance Quote
        • Final Expense Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Online Documents
    • Real Estate
    • Free Consultation
  • Insurance
    • Business >
      • Business Owners Package (BOP) Insurance
      • Business Insurance >
        • Commercial Property Insurance
        • General Liability
        • Business Auto
        • Liquor Liability
      • Workers Compensation
      • Umbrella Insurance
      • Flood Insurance
      • Group Health & Employee Benefits
      • Landlords Insurance
      • Insurance Bonds
      • Event Insurance
      • Industries >
        • Restaurants
        • Contractors
        • Homeowner Associations
    • Personal >
      • Auto Insurance
      • Home Insurance
      • Flood Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Condo Insurance
      • Event Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Roadside Assistance
      • RV Insurance
      • Umbrella Insurance
      • Wedding Insurance
      • Life & Health >
        • Life Insurance
        • Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Disability Insurance
        • Final Expense Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
        • Vision Insurance
  • Blog
  • About
    • Staff Directory
    • Pooler Insurance
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Licenses
    • Newsletter Signup
    • Accessibility Statement
    • News
  • Contact
  • Home
  • Quotes
    • Business >
      • Business Owners Package (BOP) Insurance Quote
      • Business Insurance Quote
      • Workers Compensation Quote
      • Umbrella Insurance Quote
      • Flood Insurance Quote
      • Group Health & Employee Benefits Quote
      • Landlords Insurance Quote
      • Insurance Bond Quote
      • Event Insurance Quote
    • Personal >
      • Auto Insurance Quote
      • Home Insurance Quote
      • Flood Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Condo Insurance Quote
      • Event Insurance Quote
      • Motorcycle Quote
      • Renters Insurance Quote
      • RV Insurance Quote
      • Umbrella Insurance Quote
      • Wedding Insurance Quote
      • Life & Health Quotes >
        • Life Insurance Quote
        • Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Disability Insurance Quote
        • Final Expense Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Online Documents
    • Real Estate
    • Free Consultation
  • Insurance
    • Business >
      • Business Owners Package (BOP) Insurance
      • Business Insurance >
        • Commercial Property Insurance
        • General Liability
        • Business Auto
        • Liquor Liability
      • Workers Compensation
      • Umbrella Insurance
      • Flood Insurance
      • Group Health & Employee Benefits
      • Landlords Insurance
      • Insurance Bonds
      • Event Insurance
      • Industries >
        • Restaurants
        • Contractors
        • Homeowner Associations
    • Personal >
      • Auto Insurance
      • Home Insurance
      • Flood Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Condo Insurance
      • Event Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • Roadside Assistance
      • RV Insurance
      • Umbrella Insurance
      • Wedding Insurance
      • Life & Health >
        • Life Insurance
        • Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Disability Insurance
        • Final Expense Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
        • Vision Insurance
  • Blog
  • About
    • Staff Directory
    • Pooler Insurance
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Licenses
    • Newsletter Signup
    • Accessibility Statement
    • News
  • Contact

Dental Insurance

Let us help you navigate your options for dental insurance and we'll make sure your family or group is appropriately covered at the most affordable rate.

Get a Quote
Contact Us

What is Dental Insurance?

Dental insurance is designed to pay a portion of the costs associated with dental care. Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer.

Typical Types of Dental Insurance

Indemnity Dental Insurance Plan: 
This plan may be helpful when you want to stay with your dentist and he/she does not participate in a dental network. By the very nature of this plan the insurance company generally pays the dentist a percentage of your services according to the policy you purchased. In addition you will want to review the co-payment requirements, waiting periods, stated deductible, annual limitations, graduated percentage scales based on the type of procedure and/or length of time you have owned the policy prior to starting your dental work.

Dental Health Managed Organization (DHMO): 
When a dentist signs a contract with a dental insurance company that provider agrees to accept an insurance fee schedule and give their customers a reduced cost for services as an In-Network Provider. Many DHMO insurance plans have little or no waiting periods, no annual maximum benefit limitations, while covering major dental work near the start of the policy period. This plan is sometimes purchased to help defray the high cost of the dental procedures. Some dental insurance plans offer free semi-annual preventative treatment. Fillings, crowns, implants and dentures may have various limitations.

Participating Provider Network (PPO): 
Depending on your specific plan, the PPO works similar to a DHMO while using an In-Network facility. However, it allows you to use an Out-of-Network or Non-Participating Provider. Any difference of fees will become the financial responsibility of the patient unless otherwise specified in your dental policy. As noted, some dental insurance plans may have an annual maximum benefit limit. Thus, once the annual maximum benefit is exhausted any additional treatments may become the patient's responsibility. Each year that annual maximum is reissued. The reissued date may vary as a calendar year, company fiscal year, or date of enrollment based on your specific plan.

Contact us to learn more about the right dental insurance for you.
(912) 355-1311
400 Mall Blvd Ste M
Savannah, GA 31406
Click Here to Email Us
Dental Insurance Quote
Get a quote for dental insurance

Licensed in Georgia, South Carolina, Florida and 15 Other States


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Newsletter Signup

Contact Us

A. J. & C. Garfunkel Insurance
400 Mall Blvd Ste M
Savannah, GA 31406
Phone: (912) 355-1311
Fax: (912) 355-1168
Click Here to Email Us

Location

Website by InsuranceSplash