​Fear and confusion create a climate ripe for fraud. Here are some potential schemes company leaders and risk management executives should prepare for.

By Ryan McConnell and Matthew Boyden | March 03, 2020 at 12:00 AM | The original version of this story was published on Insurance Coverage Law Center

Please click the image below to download your free Hurricane Guide courtesy of Heritage Insurance:

And from all of us here at AJ&C Garfunkel Insurance, good luck to you and all your loved ones. We'll be here to help with insurance claims as soon as we can after Florence passes. 

With yet another unpredictable hurricane season upon us, we are faced with the grim reality that too many home and business owners remain without flood insurance. A local Houston, TX news station recently aired a short piece about flood insurance requirements and disaster assistance. Choosing to forgo flood insurance and instead depend on disaster assistance could be a very large financial mistake. Assistance may be denied if it was provided in the past and the property owner has failed to secure or maintain flood insurance.

​The United States will experience its first coast-to-coast total solar eclipse since 1918, on Monday, August 21.

An estimated 500 million people across North America will be impacted as the moon passes between the sun and Earth in the 70-mile wide path of the total eclipse.

​Hurricanes can cause widespread devastation in just a few hours.

Extreme winds, harsh rainfall, floods, storm surges and even tornadoes can work together to create one of the most destructive scenes a community may ever see.

​A moving violation ticket will leave a bitter taste in any driver's mouth.

They will spike a driver's auto insurance premium, and many come with hefty financial penalties. But depending on the violation or which state the driver is located, it could be an extremely burdensome on a driver's wallet. 

​It’s tax time, and for hackers, it’s their favorite time of the year.

With the amount of personal and financial information traveling through cyberspace, there are plenty of opportunities for them to steal personally identifiable information (PII), tax refunds and other personal details about taxpayers.